Hi Brian,
I use a 2018 iMac 27" which is still running OS 10.14.6 Mojave. It's the OS the Mac came with and I've never updated it because I've only ever heard horror stories about things that can go wrong. However I'm unable to update Photoshop beyond 22.5.9, which Damien tells me is ancient now.
My Mac has 16GB of RAM, a 1TB SSD with 157BB of space available (I can move things onto my RAID drive to free up space).
How safe is it to update my OS and which version should I update to at this point? Is there a reliable guide online to a process of updating which is safe and won't throw my stuff around everywhere?
I should point out that replacing my Mac is financially just not an option right now, however much I might like to.
Thankyou