Sorry! I'm a jerk and have taken so long to respond back to you! THANK YOU for your help. However, you made a big assumption that I know anything about clipping masks! I'm not a "real" photographer, didn't get paid to take these photos, just something I enjoy doing.
I took these photos of my coworkers daughter and after the fact, she tells me all these things she wants done with the photos to match the two older kids photos!
So, I'm working on trying to figure out the template and how to use it. I do have Photoshop, but really never used it.
THANK YOU, again